How It Works

Establish a Direct Banking Relationship

National Check and Currency (NCC) helps our MSB clients to establish a segregated account, titled in the client’s corporate name and EIN or TIN number, exclusively for their deposit activity.

Check data scanned from the client’s merchant location/s travels directly to the Federal Reserve, or respective landing zone, posting as cleared funds to the client account at the bank of first deposit by 9:00am ET, the following morning.

  • Account Setup
  • Checks Scanned
  • Funds Cleared Within 24 Hours
  • Cash Delivery

See How It Works In 1 Minute

Options That Fit Your Business

  • Weekend deposits are available by 9:00am ET, each Monday.
  • Cleared funds can be returned to the client by ACH, Wire Transfer, or armored cash logistics.
  • C.D.s, Surety Bonds or long-term fixed collateral are not required.
  • No limits are placed on the amount or type of items deposited. Check instruments must be drawn on a U.S. bank and denominated in U.S. dollars.

Open An Account Today

Unwaivering Commitment To Service

Experienced NCC staff will help you every step of the way, assisting the potential client in preparation of the application documents for presentment to one or more banking partners.

NCC performs limited administration and monitoring of the account on behalf of our clients and partner institutions, ensuring that all transaction activity is properly executed in accordance with all Federal and State regulatory requirements.

Available 24/7

Our first priority is to keep our customers banked and processing items. Our partnership with multiple MSB-friendly Financial Institutions allows us to meet that goal. If you have questions about establishing a new MSB bank account relationship, or would like help with your current account, please feel free to either e-mail or call us. 24 hours a day. 7 days a week

The MSB Insider

Check Cashing Laws and Regulation

Check cashing laws and regulations are set in place by government bodies to prevent financial fraud. Check cashers fall into one of two categories: regulated or unregulated. Regulated check cashers are those who cash over $1,000 per day ...(read full article)

  • *Email:

What is The MSB Insider?

Each month, we take a close look at the MSB industry and provide insider access to events, interview with industry leaders, and so much more. This is a free service and you can unsubscribe at any time.

Copyright © 2016 National Check & Currency. All Rights Reserved

Client Login

Forgot Your Password?

Reset Your Password

Login